What You Now Have Access To
These benefits are now available to you and your family:
✔ Family Protection Plans
-
Term Life Insurance
-
Mortgage Protection
-
Return-of-Premium Term
-
Whole Life (Final Expense Options)
-
Accidental Death & Dismemberment (AD&D)
-
Child & Spouse Coverage
✔ Retirement Solutions
-
IUL Tax-Free Retirement Plans
-
IUL Cash Accumulation Plans
-
Retirement Reviews
-
401(k) Rollover Support (Ages 59½–70, penalty-free if eligible)
-
Annuity Options for guaranteed lifetime income
✔ Financial Planning Support
-
Beneficiary Checkup
-
Policy Review
-
Mortgage Insurance Review
-
Retirement Income Gap Analysis
How Enrollment Works
1️⃣ Schedule Your Enrollment Call
You’ll meet with a licensed True North specialist who will explain your benefit options in simple terms, answer questions, and help you understand what’s available through your employer partnership.
2️⃣ Carrier Matching
Finding Your Best Fit
Next, we compare rates and benefits from top-rated companies like Mutual of Omaha, Foresters, Americo, North American, and LGA. This ensures you get the best coverage, price, and approval chances available — tailored specifically to your situation.
3️⃣ We Review Your Goals & Build Your Personalized Plan
During your call, we focus on what matters most to you — making sure your family is protected, ensuring your mortgage is covered if something happens, and setting up the right life insurance plan for long-term security. Your coverage is fully portable and does not terminate if your employment changes. We then recommend plans that fit your needs and budget.
Schedule a call below to explore your best options and see how we can help protect what matters most.
Frequently Asked Questions
Is This Program Mandatory, or Can I Choose Whether to Enroll?
Not at all. These benefits are completely voluntary. You decide if you want coverage and choose only the options that fit your family, goals, and budget. There is no requirement or pressure from your employer or True North.
Does My Employer Pay for These Benefits, or Is There a Cost to Me?
Your employer pays nothing for these benefits. They simply partnered with True North to give employees access to additional life insurance and financial protection options. Only employees who choose to enroll pay for their coverage.
Will My Life Insurance Policy End If I Leave or Change Jobs?
No — your coverage is fully portable. This means your policy stays active even if your employment changes, you retire, or you switch careers. You remain protected as long as you continue your policy, just like any private plan.
Can I Add Coverage for My Spouse, Partner, or Children?
Yes. Family protection is available for spouses, partners, and dependents. Adding loved ones is one of the most common reasons employees use this benefits program.
What If I Already Have Life Insurance or Another Policy in Place?
No problem — we can review your current policy to ensure it still aligns with your goals. Many employees use this program to improve existing coverage, lower costs, or add additional protection.
What Types of Life Insurance and Protection Plans Are Offered?
You can access term life insurance, mortgage protection, return-of-premium term, whole life/final expense, accidental death coverage, and even tax-advantaged retirement options like IUL. Your specialist will explain each one clearly.
Schedule a call below to explore your best options and see how we can help protect what matters most.
Our Partner Companies





